Credit Cards Processing

• Payment Card Industry (PCI) compliant
  
• New equipment!
  
• Low processing rates
  
• Secure 24/7 online transaction reporting – MyVirtualReports.com
  
• Reliable 24/7 customer service

Offering customers multiple payment options allows your business to capture all possible sales as well as provide an added convenience that consumers today have come to expect. Having the ability to accept debit card payments and credit card payments allows you to increase your cash flow while reducing costs associated with cash and checks. Studies show that credit card spending is 2.5 times higher than cash spending, creating a window of opportunity to increase your sales.

• It’s predicted that the total payment card purchase volume will reach $4.4 trillion in 2010 with 2.1 billion cards in circulation. *US Census
  
• Advertising acceptance of credit and debit cards improves business credibility
  
• Credit card customers are more likely to be impulse buyers!

TransAct Merchant Solutions provides complete credit and debit card processing for all business types. We offer a full range of payment solutions for non-profit organizations to small businesses and large enterprises. Whether you accept payments or donations in person, remotely, or both we have a payment solution to fit your needs. Payment processing is provided for all major credit cards - Visa®, MasterCard®, American Express®, Discover®, Diners Club®, JCB, Debit/ATM, and private label cards as well as PIN Debit and Signature Debit transactions.

Debit card transactions are growing rapidly as a popular payment option, offering more convenience to consumers and increasing sales for merchants. TransAct Merchant Solutions provides processing for both PIN and Signature Debit.

PIN Debit transactions are initiated as a “debit” at the point-of-sale. At the time of payment, the consumer is prompted to enter their secure personal identification number (PIN) to electronically authorize the transaction and is not required to sign the receipt. The purchase amount is then immediately deducted from the consumer’s bank account.

Signature Debit is similar to a credit card transaction, with cards that often have logos of major credit cards, that are accepted at the point-of-sale, initiated as a “credit” transaction, and require a signature. The purchase amount can take up to 2-3 days to deduct from the consumer’s bank account.